Smart Kid Saving Account

Is a type of account for parents who care about their child/children’s financial security. Smart Kid Account is the long term investment account that provided the great way to accumulate saving for their child/children to meet their future financial needs such as education, marriage, startup small business, etc. Moreover, AMK also offers life insurance for account holders without fee charge.

Product Features and Benefits:

Product Attribute   Description
Currency KHR/USD
Annual Interest Rate Up to 3%
Term Up to 17 years
Initial Deposit KHR40,000/ USD10
Min Monthly Deposit KHR40,000/ USD10
Account Ownership ATM Card/Saving Paper Card
Withholding Tax 6% for resident 14% for non-resident
Account Opening •     AMK Branches during business hours
•     AMK’s Staff during business hours
•     AMK Mobile Banking
Accessibility Be able to operate in all AMK Channel such as៖
•     AMK Branches during business hours
•     AMK Agent
•     AMK Mobile Banking
•     ATM/CDM machine
Interest Payment Interest is accrued daily based on ending balance end of day and paid automatically into account on closure account date
Withdrawal Condition Withdrawal on maturity date or closure account
Additional Service No Fee Charged of other service such as ៖
•     Request Account Statement
•     ATM Card
Fee Charge •     Free of charge on account opening and closing
•     Free of charge on annual ATM maintenance
•     The fee charge of dormant account which no activity for over 12 months will applied based on period of domancy
•     KHR8,000/$2 for new issuance of ATM card or account ownership if lost
Other benefit Offer life insurance to the account holder for illness with the maximum up to USD5,000 and accident is 300% of the saving account balance in previous month end or maximum up to USD200,00.


How to Apply: