Personal Loan

Personal loans are provided to government employees, employees in the financial sector, insurance sector, auditing companies, car sales companies, telecommunications companies, and non-government. Clients must have worked at the institution for at least 6 months or passed probation with a minimum salary of $500 or equivalent. Collateral, guarantor and co-borrower are not required.

IndicatorDetail
Target customerIncome from salary through a saving account at Bank or MFI
ConditionWorking at least 6 months and pass probation
Minimum salary 500$
Working sector៖
– Financial
– Government
– Insurance
– Audit
– Car sale
– Telecommunication
– Non-government
Stay at own home or stay at rental home
AMK MB is required
Loan purposePersonal use or family
Loan sizeUp to 20,000$
CurrencyUSD or equivalent
Loan TermUp to 36 months
Interest rate1.1%-1.5% per month
Upfront fee1%-7% one off
Payment modeAnnuity
Loan Security– No guarantor
– No collateral
Co-BorrowerNot require (included married customer)
Document requirement– Current address and location of workplace 
– Account statement the last 6 months
– Employee Letter
– Employee ID (if any)
– KYC (NID, passport) and family book or residential book
CBC checkRequire

How to apply: