Personal Loan
Personal loans are provided to government employees, employees in the financial sector, insurance sector, auditing companies, car sales companies, telecommunications companies, and non-government. Clients must have worked at the institution for at least 6 months or passed probation with a minimum salary of $500 or equivalent. Collateral, guarantor and co-borrower are not required.
Indicator | Detail |
Target customer | Income from salary through a saving account at Bank or MFI |
Condition | Working at least 6 months and pass probation Minimum salary 500$ Working sector៖ – Financial – Government – Insurance – Audit – Car sale – Telecommunication – Non-government Stay at own home or stay at rental home AMK MB is required |
Loan purpose | Personal use or family |
Loan size | Up to 20,000$ |
Currency | USD or equivalent |
Loan Term | Up to 36 months |
Interest rate | 1.1%-1.5% per month |
Upfront fee | 1%-7% one off |
Payment mode | Annuity |
Loan Security | – No guarantor – No collateral |
Co-Borrower | Not require (included married customer) |
Document requirement | – Current address and location of workplace – Account statement the last 6 months – Employee Letter – Employee ID (if any) – KYC (NID, passport) and family book or residential book |
CBC check | Require |
How to apply:
- Contact 023 220 202 / 1800 200 200
- AMK Mobile Banking or AMK Facebook Page