Happy Old Age Account

Don’t want to worry about your financial condition at a later age? Then start saving when you are still young!

AMK’s Happy Old Age Savings Account allows you to save regularly at your own pace with greater benefit. You will earn a 5% bonus on your money in addition to the interest rate when the account reaches maturity. In addition, AMK also provides Accidental death and permanent disability insurance coverage up to 300% of the account balance (capped at US$200,000).

You also receive generous discounts offered by AMK’s partner merchants nationwide.

Product Features and Benefits:

Product Attribute  Description
Currency KHR/USD/THB
Interest Rate (Per Year) Up to 2%
Initial deposit KHR 20,000 / USD 5 / THB 200
Account Closure Fee Not Require
Account Ownership Saving Paper Card
Accessibility All AMK channels 
Withholding Tax 6% for residence/ 14% for non-residence
Additional Benefit Accidental death and permanent disability insurance according to AMK’s policy.


• Customer’s Age from 18 years’ old
• Cambodia National ID card / Passport / Family Book / identity document issued by an official authority
• And other relevant documents as requested

How to Apply:

Please visit one of our nearest branches to you and meet our staff who will guide you through the processes, or contact us: 023 220 202 or 1800 200 200 (No Fee Charge).
Please click here for our branch’s addresses