Future Account

Is a type of account for customer who has regularly income can save to reach specific goals such as education, health care, build/repair house or other etc. Customer only need to make a regular monthly deposit according to agreed amount set when open account.

Product Features and Benefits:

Product Attribute   Description
Currency KHR/USD
Annual Interest Rate Please see table below
Term 3 to 36months
Initial Deposit KHR20,000/ USD5
Min Monthly Deposit KHR20,000/ USD5
Account Ownership Saving Paper Card
Withholding Tax 6% for resident 14% for non-resident
Account Opening •     AMK Branches during business hours
•     AMK’s Staff during business hours
•     AMK Mobile Banking
Accessibility Be able to deposit at AMK channel such as:
•     AMK Branches during business hours
•     AMK Agent
•     AMK’s Staff during business hours
•     AMK Mobile Banking
•     ATM/CDM Machine
Interest Payment Interest payment on maturity date
Withdrawal Condition Withdrawal on maturity date or closure account
Additional Service Free of charge on request account statement
Fee Charge •     Free of charge on account opening or closing
•     KHR8,000/USD2 for new issuance of ATM Card or account ownership if lost

Interest Rate:

Term (Months)  KHR USD
03-05 4.00% 4.00%
06-08 4.25% 4.25%
09-11 5.25% 5.00%
12-18 5.75% 5.50%
18-23 5.75% 5.50%
24-35 6.00% 5.75%
36 7.00% 6.00%


How to Apply: