Smart Kid Account

Smart Kid Account

Easy Account
Lucky Account
Smart Kid Account
Future Account
Happy Old Age Account
Individual Term Deposit Account

About Product

A saving account is designed for parents who care deeply about their children’s financial security and future. It is a long-term savings and investment account that provides an excellent way to accumulate funds for their children’s future needs such as education, marriage, or starting a small business. In addition, AMK offers complimentary life insurance for account holders, ensuring extra protection and peace of mind without any service fees.

Key Benefits

Future Security

Long-term saving for children’s education or future goals.

Life Protection

Free insurance coverage up to USD 200,000.

Affordable Monthly Saving

Start with as little as KHR 40,000 / USD 10.

Product Attribute
Description
Currency

KHR/USD

Annual Interest Rate

Up to 3%

Term

Up to 17 years

Initial Deposit

KHR40,000/ USD10

Min Monthly Deposit

KHR40,000/ USD10

Account Ownership

Contractual Card

Withholding Tax

6% for resident 14% for non-resident

Account Opening
  • AMK Branches during business hours
  • AMK’s Staff during business hours
  • AMK Mobile Banking
Accessibility

Be able to operate in all AMK Channel such as:

  • AMK Branches during business hours
  • AMK Agent
  • AMK Mobile Banking
  • ATM/CDM machine
Interest Payment

Interest is accrued daily based on ending balance end of day and paid automatically into account on closure account date

Withdrawal Condition

Withdrawal on maturity date or closure account

Benefits
Additional Service

No Fee Charged of other service such as:

  • Request Account Statement
  • ATM Card
Fee Charge
  • Free of charge on account opening and closing
  • Free of charge on annual ATM maintenance
  • The fee charge of dormant account which no activity for over 12 months will applied based on period of domancy
  • KHR8,000/$2 for new issuance of ATM card or account ownership if lost
Other benefit

Offer life insurance to the account holder for illness with the maximum up to USD5,000 and accident is 300% of the saving account balance in previous month end or maximum up to USD200,000.

Requirements
  • Customer (Resident/ Non-Resident) whose age from 18 years’ old
  • Original and valid identification documents such as National ID Card/ Passport/ Family Book/ Identity document issued by an official authority and other relevant documents as requested
Contact us
023 220 202 or 1800 200 200 (No Fee Charge).
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