Individual Term Deposit Account

About Product

A saving account that offers a high interest rate to individual customers who wish to save their money and earn attractive returns over a specific period of time.

Customers can choose to withdraw the interest earned either at the end of each month or upon the maturity date.

Key Benefits

High & Secure Return

Enjoy fixed guaranteed interest rate for selected term.

Flexible Tenure

Choose between 1–36 months based on saving goals.

Interest Payment Choice

Option to receive interest end of month or on maturity date.

Product Attribute

Description

Currency

KHR/USD

Annual Interest Rate

Please see table below

Term

1 to 36 months

Initial Deposit

KHR100,000/ USD25

Account Ownership

Certificate of Fixed Term Deposit

Withholding Tax

6% for resident 14% for non-resident

Account Opening

AMK Branches during business hours
AMK’s Staff during business hours
AMK Mobile Banking

Withdrawal Condition

Withdrawal on maturity date or closure account

Benefits

Fee Charge

Free of charge on account opening or closing
KHR8,000/USD2 for new issuance of ATM Card or account ownership if lost

Term (Months)

Interest on Maturity Date

Interest on End of Month

1

KHR: 3.00%

USD: 2.50%

KHR: 3.00%

USD: 2.50%

–

2

KHR: 3.00%

USD: 2.50%

KHR: 3.00%

USD: 2.50%

–

3

KHR: 3.25%

USD: 3.00%

KHR: 3.25%

USD: 3.00%

KHR: 3.00%

USD: 2.75%

KHR: 3.00%

USD: 2.75%

4

KHR: 3.35%

USD: 3.10%

KHR: 3.35%

USD: 3.10%

KHR: 3.10%

USD: 2.85%

KHR: 3.10%

USD: 2.85%

5

KHR: 3.45%

USD: 3.20%

KHR: 3.45%

USD: 3.20%

KHR: 3.20%

USD: 2.95%

KHR: 3.20%

USD: 2.95%

6

KHR: 4.25%

USD: 4.00%

KHR: 4.25%

USD: 4.00%

KHR: 4.00%

USD: 3.75%

KHR: 4.00%

USD: 3.75%

7

KHR: 4.35%

USD: 4.10%

KHR: 4.35%

USD: 4.10%

KHR: 4.10%

USD: 3.85%

KHR: 4.10%

USD: 3.85%

8

KHR: 4.45%

USD: 4.20%

KHR: 4.45%

USD: 4.20%

KHR: 4.20%

USD: 3.95%

KHR: 4.20%

USD: 3.95%

9

KHR: 4.50%

USD: 4.25%

KHR: 4.50%

USD: 4.25%

KHR: 4.25%

USD: 4.00%

KHR: 4.25%

USD: 4.00%

10

KHR: 4.60%

USD: 4.35%

KHR: 4.60%

USD: 4.35%

KHR: 4.35%

USD: 4.10%

KHR: 4.35%

USD: 4.10%

11

KHR: 4.70%

USD: 4.45%

KHR: 4.70%

USD: 4.45%

KHR: 4.45%

USD: 4.20%

KHR: 4.45%

USD: 4.20%

12

KHR: 5.25%

USD: 5.00%

KHR: 5.25%

USD: 5.00%

KHR: 5.00%

USD: 4.75%

KHR: 5.00%

USD: 4.75%

18

KHR: 5.25%

USD: 5.00%

KHR: 5.25%

USD: 5.00%

KHR: 5.00%

USD: 4.75%

KHR: 5.00%

USD: 4.75%

24

KHR: 5.75%

USD: 5.25%

KHR: 5.75%

USD: 5.25%

KHR: 5.50%

USD: 5.00%

KHR: 5.50%

USD: 5.00%

36

KHR: 6.00%

USD: 5.50%

KHR: 6.00%

USD: 5.50%

KHR: 5.50%

USD: 5.00%

KHR: 5.50%

USD: 5.00%

Requirements

Customer (Resident/ Non-Resident) whose age from 18 years’ old
Original and valid identification documents such as National ID Card/ Passport/ Family Book/ Identity document issued by an official authority and other relevant documents as requested

Contact us

023 220 202 or 1800 200 200 (No Fee Charge).

Chat with our staff

Create Selfie Banking Now via AMK Mobile

Terms and Conditions

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Individual Term Deposit Account

Individual Term Deposit Account

About Product

Key Benefits

High & Secure Return

Flexible Tenure

Interest Payment Choice

Product Attribute

Description

Currency

Annual Interest Rate

Term

Initial Deposit

Account Ownership

Withholding Tax

Account Opening

Withdrawal Condition

Benefits

Fee Charge

Term (Months)

Interest on Maturity Date

Interest on End of Month

1

2

3

4

5

6

7

8

9

10

11

12

18

24

36

Requirements

Contact us

Chat with our staff

Create Selfie Banking Now via AMK Mobile

Terms and Conditions

AMK Mobile, Your Digital Partner

AMK Mobile, Your Digital Parner

AMK Mobile, Your Digital Partner

AMK Mobile,
Your Digital Partner

AMK Mobile,
Your Digital Parner

AMK Mobile,
Your Digital Partner