Overdraft Facility (OD)

Overdraft Facility (OD)

Micro and Small Loan
Medium Loan
Supply Chain Financing
Overdraft Facility (OD)

About Product

It is a type of credit facility that allows customers to withdraw funds from their AMK savings account for short-term use, helping to support daily operations and meet the working capital needs of their business.

Key Benefits

Quick and Easy Access

Fast approval process designed for provide working capital for business.

Flexible Facility Need

Instant access to funds when needed for daily cash flow.

Flexible Repayment

Interest is charged only on the amount used.

Product Attribute
Description
Currency

KHR and USD

Interest Rate (per month)

From 1% to 1.50%

Limit size

Up to 300,000 USD or equivalence currency

Limit Term

Up to 12 months

Annual unutilized fee

2.0% on unutilized limit

Repayment Mode

Interest payment on utilization amount and pay as monthly basis

Type of Collaterals

Land/House/Building/Saving Account

Eligibility:
  • Age from 18 to 70years old
  • AMK Agent/business owner/enterprise with stable income.
  • Permanent address in Cambodia
  • Loan use in Cambodia only
Supporting documents:
  • National identification document (NID) / identity document issued by an official authority
  • Collateral document such as hard title or soft title or saving document.
  • Income and expenses proof
  • Other relevant documents as requested.
Contact us
023 220 202 or 1800 200 200 (No Fee Charge).
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