Merchant Saving Account

Merchant Saving Account

About Product

To offer merchant high interest rate while ensuring convenience and flexibility in deposit and withdrawal transactions, enabling efficient fund management for daily business cash flow requirements.

Key Benefits

Attractive Interest

Earn attractive interest with no minimum balance.

Business Friendly

Simple and efficient fund management for daily operations.

Obtain special conditions

Obtain various products or services from AMK under special conditions.

Product Attribute
Description
Target Customer

Individual Customer (Single/Joint)

Currency

KHR/USD

Initial Deposit

Nil

Minimum Balance

Nil

Account Ownership

Easy Card (for single customer)/Saving Paper Card (for joint account)

Withholding Tax

4% for resident/ 14% for non-resident

Account Opening/ Close Account
Open Account
  • AMK branches during business hours
  • AMK’s Staff during business hours
Close Account
  • AMK branches during business hours
Accessibility

Be able to operate in all AMK channels such as:

  • AMK branches during business hours
  • AMK Staff during working hours
  • AMK Mobile Banking
  • ATM/CDM Machine and
  • ATM under CSS member
Interest Payment

Interest is accrued daily based on ending balance end of day and paid automatically into account at the end of each month.

Benefits
Additional Service

No fee charged of using other service such as:

  • Request account statement
  • ATM Card
  • AMK Mobile and
  • Get the notification of account through mobile phone
Fee Charge
  • Free of charge on account opening or closing
  • Free of charge on annual ATM maintenance
  • The fee charge of dormant account which no activity for over 12 months will be applied based on period of dormancy.
  • KHR8,000/ USD2 for new issuance of ATM card or account ownership if lost.
Balance
KHR
USD
<= KHR 8,000,000/ USD 2,000

KHR: 3.00%

3.00%

USD: 3.00%

3.00%

> KHR 8,000,000/USD 2,000

KHR: 4.00%

4.00%

USD: 4.00%

4.00%

Requirements

Individual

  • Customer (Resident or Non-Resident) aged 18 years and above
  • Original and valid identification documents such as National ID Card/ Passport/ Family Book/ Identity document issued by an official authority and other relevant documents as requested
Contact us
023 220 202 or 1800 200 200 (No Fee Charge).
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Terms and Conditions
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