Future Account

Future Account

Easy Account
Lucky Account
Smart Kid Account
Future Account
Happy Old Age Account
Individual Term Deposit Account

About Product

A saving account is designed for customers with a regular income who wish to save toward specific goals such as education, healthcare, home construction or renovation, and other personal needs. Customers simply make a fixed monthly deposit based on the agreed amount set when opening the account.

Key Benefits

Plan-Based Saving

Designed to achieve specific goals (education, healthcare, or housing, etc.)

Flexible Term

Choose saving period from 3 to 36 months to fit personal goals.

Low Starting Requirement

Start small while earning steady returns.

Product Attribute
Description
Currency

KHR/USD

Annual Interest Rate

Please see table below

Term

3 to 36months

Initial Deposit

KHR20,000/ USD5

Min Monthly Deposit

KHR20,000/ USD5

Account Ownership

Saving Paper Card

Withholding Tax

6% for resident 14% for non-resident

Account Opening
  • AMK Branches during business hours
  • AMK’s Staff during business hours
  • AMK Mobile Banking
Accessibility

Be able to deposit at AMK channel such as:

  •  AMK Branches during business hours
  • AMK Agent
  • AMK Mobile Banking
  • ATM/CDM Machine
Interest Payment

Interest payment on maturity date

Withdrawal Condition

Withdrawal on maturity date or closure account

Benefits
Additional Service

Free of charge on request account statement

Fee Charge
  • Free of charge on account opening or closing
  • KHR8,000/USD2 for new issuance of ATM Card or account ownership if lost
Term (Months)
KHR
USD
3-5

KHR: 3.25%

3.25%

USD: 3.25%

3.25%

6-8

KHR: 3.75%

3.75%

USD: 3.75%

3.75%

9-11

KHR: 4.25%

4.25%

USD: 4.00%

4.00%

12-17

KHR: 4.75%

4.75%

USD: 4.50%

4.50%

18-23

KHR: 4.75%

4.75%

USD: 4.50%

4.50%

24-35

KHR: 5.00%

5.00%

USD: 4.75%

4.75%

36

KHR: 5.50%

5.50%

USD: 5.00%

5.00%

Requirements
  • Customer (Resident/ Non-Resident) whose age from 18 years’ old
  • Original and valid identification documents such as National ID Card/ Passport/ Family Book/ Identity document issued by an official authority and other relevant documents as requested
Contact us
023 220 202 or 1800 200 200 (No Fee Charge).
Chat with our staff
Chat Now
Create Selfie Banking Now via AMK Mobile
Download Now
Terms and Conditions
Click Here for Detail

By submitting this form you agree to our Privacy Policy. Optimum may contact you via email or phone for scheduling or marketing purposes.

AMK Mobile,
Your Digital Partner

Download Now

AMK Mobile,
Your Digital Parner

Download Now

AMK Mobile,
Your Digital Partner

Download Now