Testimonials

Discover how AMK Bank has transformed the financial journeys of our customers. Hear firsthand experiences from individuals and businesses who have benefited from our range of services, from loans to mobile banking.

Testimonials

Discover how AMK Bank has transformed the financial journeys of our customers. Hear firsthand experiences from individuals and businesses who have benefited from our range of services, from loans to mobile banking.
Mr. Siea Sengheap

Loan Customer

Since 2022, I have used AMK loan to expand access to clean water for the community by enlarging water storage tanks and installing a clean water pipeline system. This initiative has helped provide clean water to more than 1,500 households in Ang Snoul District.

AMK offers loan facilities without collateral, enabling me to expand my business and fulfill my mission of serving the community.

In the future, I will continue to collaborate with AMK to transform the operation into a green station by adopting solar energy, helping to reduce costs and improve operational efficiency.

Ms. Lan Leap

Insurance Customer at Agent

I have been an AMK customer since 2018, and my trust in AMK has grown even stronger after receiving health insurance compensation of KHR 740,000 for medical treatment at a hospital.

Receiving insurance compensation through the AMK agent in Varin District, with friendly service and no service charges, has greatly helped ease my family’s financial burden.

AMK not only provides loans, but also delivers genuine protection and care to every customer.

 

Ms. Vong Navo and Spouse

Master Agent

Starting from a small grocery retail business, I became an AMK Master Agent in 2025. Since then, the business has continued to grow steadily.

Through my agent, I provide a wide range of financial services, including cash-in and cash-out for all banks, bill payments, fund transfers, and other payment services. This has not only generated additional income and enhanced my financial knowledge, but has also enabled me to play an important role in bringing financial services closer to people in the community.

 

Ms. Chhun Sreyny

Bancasurance Customer

Without the insurance policy from AMK, my family’s situation would have become even more difficult in the days ahead.

After losing the head of our family due to a traffic accident, I received insurance compensation of KHR 15.2 million from AMK. This support became a vital pillar in helping ease my financial burden during a very difficult time.

With a cost of less than KHR 100 per day, purchasing micro-insurance after applying for a loan was the right decision to protect my family’s future from unexpected risks.

 

Ms. Mil Srey Yin

Master Agent

Becoming a Master Agent at the end of 2024 after starting as a regular agent has helped my business grow and gain greater recognition within the community.

By providing a wide range of financial services through my agent such as cash-in and cash-out services for all banks and bill payment services, I have not only increased customer awareness of my agent, but also received strong support from AMK. This includes training and prompt technical assistance, which have contributed significantly to the growing reputation and success of the business.

 

Deng Sam Oeun

AMK Agent

Becoming an AMK agent, I receive many benefits, including additional allowances on money transfer services, working capital, and service fees on transaction amounts. We provide services such as depositing and withdrawing money and paying loans at all banks, transferring money and receiving money locally/overseas, paying water and electricity bills, and other services.

Ronh Sok Eng

Loan & Smart Kid Customer

“AMK helped me a lot during a time when I had no income at all. My husband opened a Smart Kid account for our children and was a loan customer who also purchased insurance. Unfortunately, my husband passed away, but I received three types of compensation from AMK, including $5,000 from my smart kid account, 600,000 riel insurance, and loan write-off up to $4,750.”

Hong Huang

AMK Merchant

“I often present AMK KHQR to customers to scan pay! By doing this, I have contributed to donating funds to the Kantha Bopha Foundation of Cambodia through the “Scan AMK for Cambodian Children” program. In addition, AMK offers a high interest rate of up to 3.25%/year. 

Eng Ranet

Loan Customer

“After receiving loans from AMK in three stages, my business has experienced steady growth. Specifically, I have expanded my agricultural land to more than 3 hectares, growing crops such as durian, rubber, and pepper. In the future, I plan to further expand my agricultural business, particularly in durian and pepper cultivation, to a total of 10 hectares.” 

Hoeun Puthea

AMK Agent

Becoming an AMK Agent makes my life easier. Due to many people working in Korea, the most sought-after service is receiving money from Korea via E9Pay. 

Chea Kimnang

Loan customer

AMK loan not only helped my business grow, but it also enabled me to purchase a tricycle for my husband’s transportation needs and buy a plot of land.

Chhom Sros

Banca customer

The insurance products offered by AMK helps Ms. Chhom Sros’s family be protected and have peace of mind in the event of any unexpected event. 

Solar Green Energy Cambodia

Supply Chain Loan

SOGE has been able to help about 1,100 farmer households easy access to water for their farms. This is not only helping community have access to water for farming activities at affordable cost, but also helps preserve the environment by reducing greenhouse gas emission into the atmosphere .

Chheun Ri

Micro-insurance Customer

I applied for a loan from AMK to expand my business, sell and purchase insurance, but then my wife had a car accident until her death. I received 6,600,000 riels insurance and $3,500 in were totally write-off from AMK.

Bun Rany

AMK Merchant

In general, more than 70% of customers make payments to me by scanning their AMK KHQR because it is not difficult to change cash and also contributes to helping children undergoing treatment.

AMK Mobile,
Your Digital Partner

AMK Mobile,
Your Digital Parner

AMK Mobile,
Your Digital Partner