Happy Old Age Account

Happy Old Age Account

New Gen Account
Easy Account
Lucky Account
Smart Kid Account
Future Account
Happy Old Age Account
Individual Term Deposit Account

About Product

A saving account is designed for customers with a regular income who wish to secure their financial freedom in later years.

Customers can make a fixed monthly deposit based on the agreed amount set at account opening. In addition to earning interest on their savings, customers receive a 5% bonus on the agreed monthly deposit and enjoy life insurance coverage of up to 300% of their previous month-end balance, or a maximum up to USD 200,000.

Key Benefits

Retirement Focused

Build financial freedom for later life.

Double Earning Benefit

Earn 2% interest plus a 5% bonus on monthly deposit amount.

Life Insurance

Get free coverage up to 300% of your account balance.

Product Attribute
Description
Currency

KHR/USD

Annual Interest Rate

2.00%

Term

60 months

Initial Deposit

KHR20,000/ USD5

Min Monthly Deposit

KHR20,000/ USD5

Account Ownership

Saving Paper Card

Withholding Tax

6% for resident 14% for non-resident

Account Opening
  • AMK branches during business hours
  • AMK’s Staff during business hours
  • AMK Mobile Banking
Accessibility

Be able to deposit at AMK channel such as:

  • AMK Branches during business hours
  • AMK Agent
  • AMK Mobile Banking
  • ATM/CDM Machine
Interest Payment

Interest payment on maturity date

Withdrawal Condition

Withdrawal on maturity date or closure account

Benefits
Additional Service

Free of charge on request account statement

Fee Charge
  • Free of charge on account opening or closing
  • KHR8,000/USD2 for new issuance of ATM Card or account ownership if lost
Other Benefits
  • Add up 5% contribution of monthly agreed deposit amount
  • Offers life insurance to the account holder for accident up to 300% of the saving account balance in previous month end or maximum up to USD 200,000.
Requirements
  • Customer (Resident/ Non-Resident) whose age from 18 years’ old
  • Original and valid identification documents such as National ID Card/ Passport/ Family Book/ Identity document issued by an official authority and other relevant documents as requested
Contact us
023 220 202 or 1800 200 200 (No Fee Charge).
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