No other loan product can be more commensurate to our client’s ability to pay and more flexible to their needs than AMK loans. We always ensure our clients’ financial well-being and peace of mind.
Typical AMK client joins AMK as a Village Bank client who accesses small amounts of credit through AMK’s Group Guaranteed Loan products. Good clients who stay with AMK are rewarded with higher loan ceilings and reduced interest rates for subsequent loans. Successful clients can also avail themselves of flexible Credit Line products and Emergency Loans if the need arises. Clients who wish to borrow larger amounts can avail of a series of Individual Loan products. These include regular, business expansion and agriculture-focused loan products. Since the amounts and associated risks are higher, these loans require collateral and guarantors.
For city dwellers, AMK offers slightly different Urban Family loan products which are individual in modality, but have relaxed residency, collateral, and guarantor requirements.
There are currently three main types of loans to choose: