Financial Statements​ 2015
2016-Mar-29 14:37 [Viewed : 3316]

INCOME STATEMENT (Un-audited)

 

1st Quarter

For the period: Jan to Mar 2015

 

US$

     

Interest income

 

8,014,867

Interest expenses

 

(1,936,880)

Net interest income

 

6,077,986

     

Fee and commision expenses

 

(787,808)

     

Other incomes

 

558,084

Total operating expenses

 

(4,434,554)

Provision for bad and doubtful loans

 

(179,041)

Profit before income taxes

 

1,234,668

     

Income tax expenses

 

(268,546)

     

Net profit for the year

 

966,122

     
     

BALANCE SHEET (Un-audited)

 

1st Quarter

As of 31 Mar 2015

 

US$

     

ASSETS

   

Cash on hand

 

7,682,014

Deposits with National Bank of Cambodia

 

4,450,168

Deposits and placements with other banks

 

7,258,152

Loans to customers (Net)

 

99,766,186

Other assets

 

2,964,069

Property and equipment

 

3,441,800

Intangible assets

 

323,217

Deferred tax assets

 

395,959

Total Assets

 

126,281,564

     

LIABILITIES AND EQUITY

   

Liabilities

   

Deposits from customers

 

42,757,377

Provision for income tax

 

701,231

Other liabilities

 

4,520,507

Borrowings

 

51,037,338

Provision for staff pension funds

 

1,885,276

Total liabilities

 

100,901,729

     

Shareholders' equity

   

Share capital

 

8,759,925

Share premium

 

37,283

Reserves

 

2,800,057

Retained earnings

 

13,782,570

Total shareholders' equity

 

25,379,835

     

TOTAL LIABILITIES AND EQUITY

 

126,281,564

Quarterly Financial Statements​ 2015    
Exchange rate as at Jun 2015    
INCOME STATEMENT (Un-audited) Total
(Q1+Q2)
2nd Quarter
For the period: Apr to Jun 2015 US$ US$
     
Interest income 16,237,959 8,395,203
Interest expenses (3,920,475) (2,025,187)
Net interest income 12,317,484 6,370,015
     
Fee and commision expenses (1,451,139) (680,249)
     
Other incomes 1,078,744 532,644
Total operating expenses (9,025,976) (4,686,649)
Provision for bad and doubtful loans (429,482) (254,286)
Profit before income taxes 2,489,630 1,281,475
     
Income tax expenses (544,042) (281,263)
     
Net profit for the year 1,945,588 1,000,212
     
     
BALANCE SHEET (Un-audited)   2nd Quarter
As at 30​ Jun 2015   US$
     
ASSETS    
Cash on hand   8,397,011
Deposits with National Bank of Cambodia   5,594,083
Deposits and placements with other banks   5,007,358
Loans to customers (Net)   104,983,300
Other assets   2,956,766
Property and equipment   3,682,156
Intangible assets   358,372
Deferred tax assets   593,555
Total Assets   131,572,601
     
LIABILITIES AND EQUITY    
Liabilities    
Deposits from customers   49,133,247
Provision for income tax   551,575
Other liabilities   4,988,231
Borrowings   49,088,378
Provision for staff pension funds   1,976,127
Total liabilities   105,737,558
     
Shareholders' equity    
Share capital   8,571,816
Share premium   36,482
Reserves   2,739,929
Retained earnings   14,486,817
Total shareholders' equity   25,835,043
     
TOTAL LIABILITIES AND EQUITY   131,572,601

 

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